Things You Should Know About Bealls Credit Card

In 1915 the store of Bealls was started in Bradenton and Florida. The store was based on affordable prices. Dollar Limit was the first and original store of Robert Beall’s and he started to sale the things in $1 or less than that. Nowadays in Bealls store customers are availing different benefits and discounts from 500 different locations.

Like the other brands, Bealls is offering different credit Cards for their main brands. The Bealls Credit Card include Bealls Floride Credit Card by using this you can earn different reward programs and is used in different locations of Florida. Another one is Bealls Outlet Credit Card, which you can use in Bealls outlets nationwide and is operated on the card loyalty program. You can earn different discounts and bonuses on shopping at any local outlet of Bealls.

Quick Details

If you are a regular customer of Bealls Florida store then you are lucky enough because Bealls Credit Card offers its customers a reward of $5 on spending $100 every time. In addition to this, there are birthday gifts and different benefits. Some of the quick details are mentioned below:

  • Card Type

The type of card is Visa.

  • Annual Fee

Annual fee charged is $0.

  • APR (Annual Percentage Rate) for Purchases

Annual Percentage Rate for the purchases you make is 28.99% variable.

  • Late Payment Fee

If your payments are late, you have to pay the late payment fee that is $38.

  • Returned Payment Fee

Moreover, the returned payment fee is $38.

  • Interest Free Period

The interest-free period is the period in which you do not have to pay the interest
fee, which is up to 25 day. After 25 days, you have to pay your interest fee.

Bealls Credit Card Benefits

if you are a Bealls Credit Card user then you should know the benefits offered by the credit card. The benefits include:

  • On earning every 100 points, you can earn $5 Cashback Reward, which you can use on almost every item.
  • If you will spend $1 you will earn 1 point with all the form of payment.
  • Every day you can earn a double point.
  • On spending $1 you can earn 2 points by using your store card.
  • Offers absolute savings for the credit cardholder.
  • Christmas day Rewards.
  • Birthday benefits include for preferred one is $10 and for Platinum, that is $20.

Perks

  • On spending every $100 on beachwear and another costal home décor you will get a reward of $5 by using your Bealls Card.
  • It offers different exclusive savings. The customers with their cards can save more by using their card by having special discounts and deals by making different purchases every year.

You’ll also like …

  • The annual fee charge is $0. You can use this card freely at any Bealls department stores.
  • You can also earn Christmas reward. In your holidays, you can earn different reward programs offered by the company.
  • On your Birthday. You can get a birthday gift, which include up to a $20 gift card, which you can use in stores or online on your birthday.

What to watch out for

  • The interest rate is high: The APR you will be charged is 28.99%, which is high, so you must make your Bealls Credit Card payments on time every month.
  • Late and Returned Payment Fee: You are unable to pay on time then you will be charged a fee u to $38, which is your late or returned payment fee.

Also Read: Things You Should Know About Modells Credit Card

What Others Say About the Bealls Credit Card

“After going through the reviews, we come up with the feedback that the customer service of the Bealls Florida Credit Card is not so catchy, as many of the reviewers complain about finding difficulty to get information on the phone. Other customers also reported about the late fee of the card and were unhappy with it and some are sad with the high-interest rate.”

“One-stop destination like Target and Walmart, Bealls is not like that but apart from this store is from the top of the list of many Florida residents as they enjoy shopping clothes, shoes and different household goods. If you are a member of Bealls credit card then you must be aware of the rewards offered by the credit card and can take benefits from it. This card is the best option for the user who built their credit on a regular base and is loyal customers. But as the card is coming up with many reward programs and raise the credit score easily the drawback of the card is they charge you a high amount of APR. And Comenity Bank issues you Bealls Florida Credit Card and is no exception. The customers who shop regularly can find the value by using the Bealls Florida credit card by joining it with Coast2Coast rewards program. But beside this that you have to rebuild your credit you must take care that you are making your payments on time so that you can save yourself from paying interest rate, then for this, you can use other reward cards to fulfill your requirements and to make purchases-CreditLoan.com.

“To much love for Bealls from Florida! I love to shop on Monday, seniors day, I can get 15% by using my card to shop and can raise my points by using the card. The good discount options in town are at TERVIS cups and Green produce bags. The only wish regarding this is that the interest rate must be low so I could pay it on time every month.”

“If you are one of them who is interested in raising his credit then I am suggesting don’t get this credit card. I have opened my account for a credit card back in December. The bill of my card is received in the last week of January. I opened the bill notice on the 2nd of Jan and got to know that the due date was 1st. I make a call to customer service and informed that I had received the bill 2 days before and I had done with my payments over the phone. Today is 3 rd and I have received a second bill with information that I owe $58.48. Again I made a call to ask about this as I have not been charged on anything. Then they informed me that I have been charged with the late fee that is $27.00 with interest rate 3.48. In addition to this they stated that I have missed another payment, the bill of that payment I have not received so for this I have been charged again and my fee increased to 58.48 in less than 3 months. As my credit score was 800 plus and I was dumb to inform this to the customer service and just a moment after I told her to close my account. She replied your last charges would not be reported after that she said I would keep my account open I will be offered with a $10 coupon and 15% off on my next purchase. Disgusting!

How to Login Bealls Credit Card

If you want to access, your credit card account, for this purpose you need to log in your account. To log in your credit card account follow the steps mentioned below:

  • Go to the official site of Bealls Credit Card by using this Link.
  • You will be directed towards Beall’s Account Management page.
  • Here at the top of the page, you have to enter your Username and Password in the given space.
bealls credit card username
  • Now click on Sign In button to access your account. After signing in you will be able to manage your account according to your requirements.
bealls credit card sign in

What should I know before I apply?

The information you must know before starting the application procedure is given below:

  • You must be at least 18 years
  • And must be a legal resident of the US

In addition, you have to provide your personal and financial information that includes:

  • Full name
  • Personal contact details
  • Stable employment proof
  • Date of birth
  • Social Security number (SSN)

How to apply for Bealls Credit Card

If you want to apply for Bealls Card then go through the process given below:

  • Go to the official site of Comenity Bank and search for Bealls Credit Card and click on Apply.
bealls credit card apply
  • Now provide the information both personal and contact information in the given space. Select if you want to add an authorized buyer or not and Click on Continue.
  • Next, provide information like your financial information and other details. After providing the complete information Submit the application.

How long will it take to be approved?

The credit approval procedure is automatic and is approved by the website automatically within a minute so that you can know the decision soon.

Better Cards to Use at Bealls

The rewards offered by Bealls Florida Credit Card and Beall Outlet Credit Card are
in competition and there rates are in great competition, Apart from the fact that
these cards are not used everywhere but you can use it at the stores and outlets of Bealls credit card. And the rewards are limited at these stores. Moreover, if you are not responsible than you have to pay high interest for it so you must be careful on having a balance in your card.

Other than restricting your use of a card to less you can use your card at one store only, in regard to this you can create a loop for reward cards that you can use in making purchases. And you can get rewards from anywhere in a result.

Cash Back

As the company owns the card it offers you 5% rewards rate that is difficult to search in other general rewards. You can also add an authorized user to add your loyalty point with the regular rewards card to earn different rewards of Bealls, other than that some reward cards offer you different bonus rewards which you can use it in a department store for purchases by increasing your savings.

  • Chase Freedom Unlimited®

0% APR

Apart from the less usage of the card, the most important thing that is letting it down that Bealls card is charging high APRs. Even the balance that is small is popping very fast when it is left to follow the interest every month. The introductory APR of the credit card is good enough, however, in the first 12 months, you can enjoy interest free months by making purchases. You are not limited to the purchases using Bealls purchases.

Travel Rewards

If you are having a collection of Bealls wardrobe then your next step is to head towards vacations to show off your closet. To make you Bealls purchases done you need to have a quality of travel credit card rewards, which you have earned while having free flights and staying at the hotel and planning for your next vacation on having these reward points in your wallet.

If you have decided to get a credit card alone to earn the rewards then the Bealls Florida Credit Card and Bealls Outlet Credit Card will be best for you in this condition. Moreover, many other characteristics are on the floor while choosing your card, the most important thing about the cards is it APR and other utilities. In these two areas, the Bealls credit card is losing the battle.

Is the Bealls Card Right for You?

So the question arises whether the card is right for you or not. For the regular
customers of Bealls Florida or Bealls Outlet, the credit cards of the branded stores can be beneficial to earn the loyalty points and other discounted offers. As these saving are not more attractive to the users, when we compare it with what we can earn by different store loyalty programs by using the entire rewards card.

In addition to this every card is very limited in using it; other than that you cannot use it outside the Bealls outlet this card is limited in use to the specific type only for which we can use Bealls card. The limited use of the card comes to the conclusion that this card is not worthy for the average shopper and you can use it moderately only if you are a Bealls believer.

Contact Details

If you have any query you can use the customer care number i.e. 1-866-907-5594. TDD/TTY: 1-800-695-1788.

If you want to mail your query than you can use the mailing address i.e.

Comenity Bank

PO Box 182273

Columbus, OH 43218-2273

And the email address of the company is CustomerService@beallsflorida.com

Customer Care Hours

You can connect to the customer care supporters in working days only i.e. Monday to Saturday in the time 8 am to 9 pm ET.

Frequently Asked Questions

  • Can I make purchases by using this card outside of Bealls?

No, you can’t use this card outside as this is a store card and you can use it only at Bealls Florida department stores.

  • How much time will Bealls take to post my payments?

Bealls will take limited time to post your payments, but sometimes it will take a few days to clear your payments from the bank. You should plan carefully to get rid of late fees and penalties.

  • Why I don’t need an excellent credit score to apply for this card?

Because most of the companies accept the application of the cardholders who are having an average credit score. The cardholder has to shop regularly so they will be able to increase their credit score.

  • Can my Peebles card be used at Bealls?

Yes, the Peebles credit card is used at a different store like Stage, Goody’s Physical,
Palais Royal and Bealls. You can also use the same card for online shopping in the same stores mentioned above.

  • Can I use my Bealls credit card at Bealls Outlet?

The Outlet Stores of Bealls can accept check, cash, credit card, Burkes Outlet Credit Card, MasterCard, Visa, PayPal, Discover, and American Express. You can
use your Bealls Florida Credit Card in Florida only.

  • Is Bealls and Bealls Outlet the same?

There are three chains of Bealls which are named as Bealls Department Stores, Bunulu and Bealls Outlet Stores. Bealls work as a parent corporation. The group is not combined with the Bealls Texas, in spite of the fact that these two intersect in some of the markets.

One Reply to “Things You Should Know About Bealls Credit Card”

Leave a Reply

Your email address will not be published. Required fields are marked *