US Bank issue you with a card named as Hobby Lobby Credit Card, The cardholders can avail the variety of benefits which help them to make transactions using the website www.HobbyLobby.com to get more rewards. The introductory APR fee for this card is zero, this card is presented to you with good credit requirements.
Hobby Lobby Credit Card Fees/ Rates
If you are interested in having a Hobby Lobby Credit Card then you should know the rates and fees which you have to pay for this card. The rates are mentioned below have a look
- The Annual Fee is $0 or $29; it depends on your creditworthiness.
- The rate of Introductory APR is zero.
- The rate of Normal APR is 13.24-24.24.
- For Cash Advance the rate of AR is 24.24.
- The rate of CAF is 3% of the amount from each cash advance or $10 whichever is greater.
Hobby Lobby Credit Card’s Rewards
The Hobby Lobby Credit Card is offering a variety of benefits for the cardholders that are as follow:
- On spending $1 at any Hobby Lobby store or on the website HobbyLobby.com you will earn 5 points.
- On spending $1 at any place where Visa card is accepted you will earn 1 point.
- After earning 2500 points using your card you will be rewarded with a gift card of $25.
- In the first 90 days after opening the account, you will get 1000 points as a bonus after making your first purchase.
Why choose Hobby Lobby?
As Hobby Lobby is a Visa Card so it can
To apply for the Hobby Lobby card you can use the online method, which is very easy and simple. The basic credit checks are made by the Hobby Lobby which help the customers and
The following information is required to apply for the card to complete the process.
Enter your Name, permanent address, the social security number, your date of birth, phone number, annual income details, employment information
As the US bank is providing its customers with an online payment method for their comfort. This will help you to make payments on time. You can also use the automatic payment method so that you cannot miss any payment. They send you notifications on a regular basis about your rewards, purchases, and rate of interest.
to choose Hobby Lobby?
The Hobby Lobby card is
The rate of Normal APR is between 13.24% and 24.24%. The fee for late payment is $39, which is an additional fee. You will be given 24 days as a grace period but if you miss your payment
This card is designed for the people who do not like to carry cash with them. This card gives you no benefit if you are not a regular shopper or you are using your card at any other place. To get eligible for this card is a little bit difficult. They are not providing the minimum credit score so as per assumption customer who are having the credit score more than 600 are only accepted.
Hobby Lobby Credit Card Reviews & Complaints
After collecting the complaints and reviews from the customers, some of them reviews below are collected from different sources and forums.
“This is easy going card and I never faced any problem regarding this card and never faced any fund system for any reason. Yes the rate of APR is little high but all the credit cards other than this is also doing the same in regard to increasing the credit rating.”
“As I am the old customer of hobby lobby I don’t have any issue on having this card or in case I have any issue regarding my payment or something else they are all time ready to help me as this card is meeting all the requirements of mine so it is
“Excellent service, they have
“Best option to have. I own this card from the last two year and recently in December; I got an increase in my credit limit, which affected my credit score in a good sense. I wonder when I get the increase in limit again.”
“Hobby Lobby card is the great card I make my payments on time and in full and I don’t have to make the minimum payment only as I have only money by using which I can
“This card is very nice and convenient. You can apply for this card easily; I make payments for my first bill using the online service, which was very easy to use. They are not providing the good rates but to take a start we all have to choose one platform and hobby lobby is that easygoing platform. Surely I will recommend this card to everyone.”
“Easy to apply, the process of application is completed in
“I am not having my card with me from
“They provided me with the best APR charges in comparison to others. Very convenient to use and customer service is amazing they always keep you up to date with your payments and spending.”
“I will definitely recommend this credit card
“My credit card score is boosting every month as I am paying my bills on time never I got late in paying bills. My credit card score increased up to 200 points, I am very happy, and I think so it will help me
“They had good customer service I have ever experience in my life. I made all of my payments before time and they sealed my account due to some automatic issues. I asked them to open my card and they talked to me nicely and said soon your card will be activated. I was glad that I am using this service.”
“I have been using this card for a quite a long time and never ever I faced any problem with my card or with my credit score. My payments are all up to date and my score is increasing day by day. I am very happy and I really don’t regret using their card as I faced many problems with my previous company.”
Applicant should require the following documents to complete the application process
- Must have a permanent United States of America address.
- Should have a valid photo ID issued by the government.
- The Credit history must be cleared.
How to Apply
If you are in interested to apply for the card after knowing the benefits and rewards offered by the card then you should follow the process given below:
- Go to the home page of Hobby Lobby Credit Card Website at www.hobbylobby.com/applynow
- Scroll down and hit on the “Apply Now” button.
- After clicking, the application page will appear. Add your personal data in the given space which include your name, date of birth, suffix, social security number, citizenship or select the country where you are living, permanent address, phone number, and email address.
- Now in the section of the housing details, you have to enter the information which includes your Street address, city, Apt/unit, zip code, city, the status of house, mailing address and the alternative mail address.
- The details required for employment and finance are status of the employee, Employer, the occupation of the employee, annual income and more income and then select the type of account.
- The income and employment section of the application form requires the following info; Employer status, Employer, Occupation, Annual income, Other income, choose whether you have a checking or savings account.
- Click on Yes if you want to transfer the balance and after that provide the amount you want to transfer.
- Click on Yes if you want to add an authorized user and after that select the design of the card.
- Now read the terms and Condition and accept.
Hobby Lobby Credit Card Login
- Visit the official site of Hobby Lobby to access the homepage and locate the login page.
- On the top of the screen, there is a “Login” widget.
- Click on the tab “Continue to login”.
- Write your Username and Password in the given field.
- Next Click on the Login button to access your account.
How to Check Status Hobby Lobby Credit Card
In order to know about the status of your application for Hobby Lobby Credit Card, kindly access the customer service by redialing the given number i.e. 1-800- 888-0321.
For Cancelling Credit Card Hobby Lobby Credit Card
In order to cancel the Hobby Lobby Credit Card, kindly access the customer service by redialing the given number i.e. 1-800-888-0321.
Activate Hobby Lobby Credit Card
In order to activate your Hobby Lobby Credit Card, kindly access the customer service by redialing the given number i.e. 1-800-888-0321. After activating your card, you can use it in different stores.
- For Android
Android customers can use this link to download mobile application:
- For IOS
IOS customers can use this link to download a mobile application:
Hobby Lobby Credit Card Customer Service
Customers can call us at – 1-800-888-0321
Frequently Asked Questions
- What is the procedure of application for Hobby Lobby credit card?
To apply for the credit card you can use the online method by visiting the bank website or by visiting the Hobby Lobby store.
- Can the customer be accepted for the card with
As they are not providing the minimum credit score so as per assumption customer who
- Do they accept the credit cards?
The answer to this question is Yes they accept the credit card from all the major companies.
- What is the number of
- What type of benefits Hobby Lobby is providing to their customers on having an online account?
The benefits offered by the card includes: you can view your account balance anytime anywhere, can set up an automatic payment method, receive all the notifications and alerts for making