Living Spaces Credit Card: Reviews & Complaints, Fees, Bill Payment

Synchrony Bank issues you with Living Spaces Credit Card. The special finance offers are presented to the credit card holders, which help the cardholders to make their transactions and earn more rewards as a result. You can use your card online as well as in stores. If you want to buy furniture for your house then for your information it is a furniture finance credit card, which helps you to make purchases in an easy way.

Living Spaces Credit Card Fees/Rates

Some of the rates and fees of Living Spaces Credit Card are mentioned below:

  • The Annual Fee charged to you is None.
  • The rate of Purchase APR is 29.99%.

Living Spaces Credit Card Benefits

If you are already a Living Spaces Card holder or is interested in having this card then you should know the benefits of the card.

  • On having a Living spaces credit card they offer you with the financing option of 18 months if you will make purchases of $2000 or more than this amount. If you will not make promotional payment in full in the first 18 months only then you have to pay the interest fee.
  • On having a Living spaces credit card they offer you with the financing option of 12 months if you will make purchases of $1000 or more than this amount. If you will not make promotional payment in full in the first 12 months only then you have to pay the interest fee.
  • They will also offer you with a financing option of 6 months if you will make purchases of $150 or more than this amount. If you will not make promotional payment in full in the first 6 months only then you have to pay the interest fee.

Also Read: Hobby Lobby Credit Card: Reviews & Complaints, Fees, Rewards & Apps

Customer Reviews & Complaints

After collecting the complaints and reviews from the customers, some of the reviews below are collected from different sources and forums.

The Living Spaces showroom is very pleasing and the atmosphere is very clean. I noticed majority of the color was gray and taupe. Mostly, all the color had neutral tones from accent pieces.

The clerk, which was on the floor, was very friendly and helpful. He knew everything what we asked. Moreover, he provided us with a lot of space. We are truly very happy on what we purchased. No regrets.

The reason for not giving more stars is that there is a fatal failure of
communication in between departments of the showroom. They promised to deliver the next day in a small truck that accommodated our driveway. Although, the furniture arrived on time but in a big truck and because of that we again had to wait for the delivery. On the invoice, that was in the previous driver’s custody were written ‘SMALL TRUCK’ underlined. It created a lot of problem for us.

They had a very attractive little display in front displaying cushions that were strong but good luck. You will get attracted to the couch within no time. A poor example of exported furniture that is displayed well on the store like ikea. I repeat, do not fall for it. In addition, its expensive prices knowing that you will get some good care and support. There “Care free” plan has nothing to do free and caring stuff.

I strongly recommend not do get their warranty. You will not be able to cover yourself even in the period of 5 years. You will not get anything useful from it. You can even read the reviews on Google on their living spaces carefree warranty plan.

Poor customer services. They really need to improve their management system. The good thing is that they had some cheap economical products.

I got very disappointed by their rude behavior because I was not buying right there and then. Thanks to her rude behavior I will never come here to buy anything. She was an old Indian lady who had no communication skills and didn’t knew how to represent in front of a customer. I wish I knew her name, I would definitely mention her name.

I don’t really write negative reviews but it looks like this company deserves it and everyone should know about it.

I bought a furniture from them a month ago and from that day, I never received a missing part of my furniture. They sent the missing part at the wrong address not once but twice approximately, 300 miles from where I live. Although, repeated the correct address. By mistake, I once got a stranger’s couch. I have spent many hours on phone with their support and it makes me furious. If you are going to buy something, make sure you pick it yourself with a confirmed furniture.

I am very disappointed with their poor delivery service on my first order that was Bed Frames and Rails. Its been 3 weeks and my bed is still on the way. I couldn’t wait any longer so I went into their warehouse twice but without notification, I could not pick my item. They did not take any action on the notification that was about arriving my items at my house today. I called them on the phone and instead of an apology, they gave me a refund. It was a horrible experience.

It was our first purchase with Living spaces and it went quite smoothly. We went to store looking for a sofa. The showroom was big and beautiful with lots of things to explore. A sales rep came and showed us the right sofa, which was under our budget. He even schedule the delivery on the same and we got our sofa delivery within 4 hours and it the delivery team set it up in under 10 minutes. Everything went so smoothly.

I bought an accent chair online the next day and I was able to pick it from the company’s warehouse, which was just a few minutes away. Everything went so well. Faced no problems.

Application Requirements

If you want to apply for the Living Spaces Credit Card then you should complete the requirement that has given below:

  • The age of the applicant should be 18 years or above.
  • Applicant must have the valid photo ID issued by the government.
  • Social Security Number (U.S) is compulsory.

How to Apply for Living Spaces Credit Card

If you are in favor of Living Spaces Credit Card after knowing all the benefits and rewards of the card then you can apply for the card by submitting the application online. Before applying for the card, you should know the criteria. To know the complete procedure of application go through the steps given below.

How to Apply for Living Spaces Credit Card
  • Read the terms and conditions for the card before applying for the card.
  • The details you need to provide are as follow: enter the initial purchase amount if you have, your full name( first name, middle name, last name), Suffix, Apt no, Mail address, Phone number(both primary and additional),Zip code, type of card, email address, confirmation for email address, Social Security Number, Date of birth, Residential information and total monthly income collected from all the sources.
How to Apply for Living Spaces Credit Card
  • Now you have to select whether you are a joint applicant or not by marking Yes or No in the form.
  • Next, you have to select the delivery address for receiving a statement.
  • If you accept the security enrollment for an optional card then mark the box given in front of you.
  • After providing the entire information required a click on the Continue button.

How to Activate Living Spaces Credit Card

After receiving your card in order to activate your Living Space’s Credit Card, kindly access the customer service by redialing the given number, which is located on the card where the sticker is present. On making a call using that number you can easily activate your card by enabling the information required.

How to Login Living Spaces Credit Card

If you want to manage your Living Spaces Card account then for this you have to login your account to get an access. Follow the steps mentioned below to login your account.

  • Visit the official site of living spaces and locate the homepage page.
  • Click on the tab “Manage your account”.
  • On the top of the screen, there is a “Login” widget click on it.
  • Now write your User ID and Password in the given field.
  • Next Click on the Login button to access your account.

How to Recover User ID or Password

User ID:

In case if you have forgotten your credit card account’s User ID then you can recover it easily by using the process defined below:

  • Visit the official site of Living Spaces by using the link mentioned above.
  • Now go to the login page and click on Forgot Your Username/password link to start the process so that you can recover your login credentials.
  • Next, you have to provide your card number, your name as it appears on the card, Social Security Number last 4 digits and the Security code.
  • In the last step, you have to tap on Verify link to finish the process for retrieving your User ID. 

Password:

In case if you have forgotten your credit card account’s password then you can recover it easily by using the process defined below:

  • Visit the official site of Living Spaces by using the link mentioned above.
  • Now go to the login page and click on Forgot Your Username/password link to start the process so that you can recover your login credentials.
  • Next you have to provide your card number, your name as it appears on the card, Social Security Number last 4 digits and the Security code/
  • In the last step, you have to tap on Verify link to finish the process for
  • retrieving your account’s password.

Living Spaces Credit Card Customer Support

If you want any help or is unable to understand anything regarding Living Space’s Credit Card then you can use the customer service of living space.

Customer Service Number:

To contact using your phone then make a call on the number 1-866-419-4096.

How to Make Living Spaces Credit Card Bill Payment

To make your payments for Living Spaces Card you can use the auto-payment method by enabling it. The process of enabling is described below:

  • Locate the homepage by using the link mentioned above.
  • Go to the option auto-pay and select it. You will see the option under the “Make a payment” button.
  • Now click on the link “ Enroll in Auto-pay”.
  • Next, you have to choose the source of payment and the amount for payment.
  • Read and agree on the terms and conditions for the auto-pay method.
  • Now confirm the settings for the auto-pay method by clicking on “Submit”.
  • Soon you will receive a notification with a confirmation number and settings of auto-pay.

Also Read: Fortiva Credit Card: Reviews, Fees, Financial Offerings & Alternatives

Frequently Asked Questions

  • What Is Living Spaces Furniture Financing?

This card provide you a platform to make your purchases online as well as in stores plus you can also select the payment method which is suitable for you.

  • What are the benefits for financing my Furniture Purchases?

Some of the important benefits are mentioned which you can get by financing your purchases using your Living Spaces Card:

  • You can manage your giant purchases easily.
  • The credit line provided to you is dedicated for upcoming furniture purchases.
  • Provide you with a great platform to build your credit.
  • The both methods online or in store for making purchases are convenient for users.
  • What are the Financing Options for me?

For the Living Space’s Credit card you can select the financial offers that are
distinct from each other depends on your current promotional period. For more details, visit the site livingspaces.com/company/financing.

  • What is the source by which I can apply for the Living Spaces Credit Card and Financing furniture?

If you are in favor of this Credit Card after knowing all the benefits and rewards of the card then you can apply for the card by submitting the application online by following the link.

  • Did we use the two different credit cards for making payment?

Presently, while making purchases online only one card is accepted on every single purchase you make, but the other living spaces cards can be used at all the places where living space’s credit card is accepted.

  • Can I pay my Living Space’s Credit Card bill Online?

Yes, you can pay your credit card bill online. Visit the official site of the living spaces by using the site link. You can also call the Synchrony Bank, which is a financing partner of living spaces to make your payment by dialing the number 866-396-8254.

  • How can we get more information related to Living Spaces Furniture Finance?

As financing for your furniture should be easy. So for this purpose living space is presented to you to purchase furniture to decorate your house or office. If you want any help or is unable to understand anything regarding Living Space’s Credit Card then you can use the customer service of living space by calling on the number (877) 266-7300 to contact the customer representative who can help you to solve your problem or find a better solution for you. The other option for information is to use the Living Spaces Support Center, which is an online service for their users.

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